Insights

Here’s Why Lemonade Stock Crashed After Earnings

In this video, I will go over Lemonade’s (NYSE: LMND) first-quarter earnings. Unlike last quarter, this one was much better and the future looks brighter for shareholders.

In-force premium (IFP) grew 66% year over year (YOY) with IFP of $419 million and over 1.5 million customers, up 37% YOY.
Premium per customer increased 22% YOY to $279. Gross earned premium increased 71% YOY to $96 million.
Gross loss ratio was 90%, which is 31% lower than a year ago (due to the Texas Freeze).  
In the future, the company expects loss ratios across all Lemonade product lines to be below 75%. 
This was the first quarter where all Lemonade products were available in a market.
The company expects 2022 to be the year of peak losses.
The acquisition of Metromile should be completed in the second quarter. 
For the full insights, watch the video, consider subscribing, and click the special offer link below.
*Stock prices used were the closing prices of May 9, 2022. The video was published on May 10, 2022.
Neil Rozenbaum has positions in Lemonade, Inc. The Motley Fool has positions in and recommends Lemonade, Inc. The Motley Fool has a disclosure policy. Neil is an affiliate of The Motley Fool and may be compensated for promoting its services. If you choose to subscribe through his link, he will earn some extra money that supports his channel. His opinions remain his own and are unaffected by The Motley Fool. –

In this video, I will go over Lemonade‘s (NYSE: LMND) first-quarter earnings. Unlike last quarter, this one was much better and the future looks brighter for shareholders.

In-force premium (IFP) grew 66% year over year (YOY) with IFP of $419 million and over 1.5 million customers, up 37% YOY.
Premium per customer increased 22% YOY to $279. Gross earned premium increased 71% YOY to $96 million.
Gross loss ratio was 90%, which is 31% lower than a year ago (due to the Texas Freeze).  
In the future, the company expects loss ratios across all Lemonade product lines to be below 75%. 
This was the first quarter where all Lemonade products were available in a market.
The company expects 2022 to be the year of peak losses.
The acquisition of Metromile should be completed in the second quarter. 

For the full insights, watch the video, consider subscribing, and click the special offer link below.

*Stock prices used were the closing prices of May 9, 2022. The video was published on May 10, 2022.

Neil Rozenbaum has positions in Lemonade, Inc. The Motley Fool has positions in and recommends Lemonade, Inc. The Motley Fool has a disclosure policyNeil is an affiliate of The Motley Fool and may be compensated for promoting its services. If you choose to subscribe through his link, he will earn some extra money that supports his channel. His opinions remain his own and are unaffected by The Motley Fool.

Trade The World Anywhere & Anytime!

Mobile app platform with over 50,000 global listed securities across 12 markets (over 70% global market capitalisation), right from your Android or iOS device.

Integrated with exclusive trading idea and investment analysis tools to help you find actionable insight on virtually every financial instrument across our 12 global markets, to help you optimise your trading strategies.

Refer Your Friends

Tell your friends about Monex and gift them FREE access to our trading tools.

  • This field is for validation purposes and should be left unchanged.

We respect your privacy and will only send this one email notification to your friends. 

Share With Your Friends

Share on facebook
Share on twitter
Share on linkedin

Monex Trading Tools Access and Usage Terms

The Monex Trading Tools (referred to as ‘tools’ hereafter) are available to you inside your client portal;


To activate access to the tools, you must have a verified and approved trading account and have made a deposit of at least AUD $1000.


An active and funded account with a positive trading balance is required to continue to have access to the tools;


Although the tools are available to you indefinitely, Monex Securities may at it’s discretion disable access to the tools in the future;


Monex securities reserves the right to change these terms and conditions from time to time, as it sees fit, without notice.

Important Notice
iOS & Android - 12 International Markets & Over 70% Global Market Cap. $0 Brokerage On US & HK* Trades. Click Here!